Privacy Policy

DBTech Pvt Ltd ("we", "our", or "us") operates the Equofi mobile application and website (the "Service"). We are committed to protecting your privacy and ensuring you have complete control over your financial data. Because Equofi utilizes a "Bring Your Own Database" architecture via Google Sheets, our data collection practices are minimal by design.

1. Information We Collect

When you use our Service, we may collect the following types of information:

• Google Account Information: When you sign in via Google OAuth, we receive your basic profile information (name, email address, and profile picture).
• OAuth Tokens: We securely store authorization tokens that allow our Service to read and write to your specified Google Sheets on your behalf.
• User-Provided Data: Any receipt images, text messages, or transaction details you submit to our AI chatbot for parsing.
• Usage Data: We may collect anonymous diagnostic data (such as crash reports and performance metrics) to improve the Service.

2. How We Store Your Data

Unlike traditional financial applications, we do not store your financial transactions on our proprietary databases.

All of your transactional data, budget limits, and financial history are stored exclusively in your own Google Drive (specifically, within Google Sheets). Equofi acts merely as a secure interface to interact with your own spreadsheet. If you delete your Google Sheet or revoke Equofi's access, we instantly lose all access to your financial data.

3. Third-Party Services and AI Processing

We employ selected third-party services to provide core functionalities:

• Google Workspace: Used for authentication and data storage. We adhere strictly to the Google API Services User Data Policy, including the Limited Use requirements.
• AI Language Models (e.g., OpenAI / Anthropic): When you upload a receipt or describe a transaction, this data is sent via API to parse the merchant, amount, and category. We do not permit these third-party AI providers to use your financial data to train their public models. Data sent for inference is discarded by the provider per their enterprise API agreements.

4. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may disclose your information only in the following circumstances:

• With your explicit consent (e.g., when inviting family members to view your shared sheet).
• To comply with legal obligations or respond to lawful requests from public authorities.
• To protect and defend the rights or property of DBTech Pvt Ltd.

5. Your Rights and Choices

You maintain full control over your data. At any time, you can:

• Revoke Equofi's access to your Google Drive directly from your Google Account Security settings.
• Delete your generated Google Sheets, which completely removes your financial data.
• Contact us to request the deletion of your account and associated OAuth tokens from our secure storage.

6. Security Measures

We implement industry-standard security measures, including HTTPS encryption in transit, to protect your OAuth tokens and account information. However, no method of transmission over the Internet or electronic storage is 100% secure.

7. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: privacy@dbtech.com